Insurance exists in a complex economic, legal and social environment. It plays a critical role in the economic system and provides the necessary products/ services to assist individual for protection and savings and serves the organizational needs for protection and risk management. The interactions of the insurance business drivers determine insurers’ performance. To ensure the sustainability and progress of insurance / reinsurance operations it is imperative that economic, consumer needs and protection issues , regulations , supervisory , governance , IT , finance, accounting and risk issues be understood and appropriate internal framework and systems are in place.
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